Banking KYC Agent
KYC files ready in minutes — identity, sanctions, PEPs, UBOs, and adverse media, regulator-defensible.
A digital worker that runs the full KYC investigation in parallel and hands your analysts a risk-scored, decision-ready file with complete source citations — in minutes, not hours. Built on the same investigation engine proven in production due diligence.
The work that stalls every account opening
Before a customer can bank with you, someone has to prove they are who they say they are — and that nothing in their history says otherwise. Done by hand, that's hours per file across a dozen systems, a refresh backlog that never shrinks, and depth that varies by whichever analyst picks it up. The regulator expects consistency; the manual process can't deliver it.
Onboarding drag that loses customers
Every hour a KYC file sits in the queue is an hour the customer waits — and commercial accounts with layered ownership can wait days. Slow onboarding is abandonment you paid to acquire.
KYC refresh backlogs that never shrink
Periodic reviews pile up faster than analysts can clear them, forcing expensive remediation projects — and leaving the bank exposed on files that are overdue for a look.
Inconsistent depth across analysts
Investigation quality varies by who runs the check, what time it is, and how deep the queue looks. Supervisors can't standardize what lives in individual analysts' heads.
Files that don't survive the audit
Ad hoc notes and screenshot folders aren't a defensible record. When the regulator asks why a customer was approved, the evidence has to already be in the file.
How the agent builds the file
Submit a name, entity, and any onboarding context. The agent runs the investigation streams in parallel and compiles a risk-scored, decision-ready KYC file — escalating anything that genuinely needs a human.
- 1
Identity & entity verification
Verifies the customer or entity against official company registries — registration details, status, directors, and officers — establishing who you're actually dealing with.
- 2
Sanctions, PEP & watchlist screening
Screens the individual, the entity, and its officers against sanctions lists, PEP databases, and disqualification registers — with results cited, not just flagged.
- 3
Beneficial ownership unwrapping
Traces ownership through corporate layers to the ultimate beneficial owners, then screens each UBO with the same rigor as the front-line applicant.
- 4
Adverse media & open-source intelligence
Deep research across media coverage, legal proceedings, controversies, and reputational signals for both the entity and its key people.
- 5
Financial profile analysis
Retrieves and analyses available filings and accounts — so expected activity can be judged against the customer's actual financial footprint.
- 6
Risk-scored file, humans escalated
Compiles everything into a standardized report with a risk-assessment table and full source citations. Clean files reach the analyst decision-ready; anything warranting enhanced due diligence is escalated to a human.
Built for the regulator, not just the onboarding queue.
Every file follows the same investigation depth and structure, with full source citations and a complete digital record. The agent escalates to a human the moment a case genuinely needs one — so your analysts spend their judgment on the files that deserve it, and every decision is already defensible when it's questioned.
"The entire investigation — company verification, sanctions screening, financial analysis, background checks, and open-source intelligence — runs in parallel and delivers a structured report in 8 to 15 minutes. What used to take half a day now takes less time than a coffee break."
— Alumni Faculty Member
Read the due diligence case study behind this agentStart a Proof-of-Value
Prove the outcome on one of your own workflows before you commit to anything.